How much of a downpayment do you need to buy a home? Less than you might think! Many people believe that in order to purchase a home, you need a 20% downpayment. Studies show it's one of the most enduring home buying myths. In reality, the median... (Read More)

A 2018 survey by the National Association of Home Builders found that 76% of potential homebuyers estimated they could afford fewer than half of the homes for sale in their markets. With statistics like these, it's no wonder many Americans think... (Read More)

Do you feel like the mortgage industry has a language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. We want... (Read More)

Congratulations! You are using your VA loan benefit to buy a home. Once you are under contract on a home, the lender will tell you that there needs to be a VA appraisal ordered. People usually have many questions about appraisals. The following... (Read More)

Have you checked mortgage rates lately? Rates are still hovering at their lowest levels ever, making it a great time for many people to buy a home or refinance. Today's rates are incredibly low. And they have been low for so long that many people... (Read More)

Buying a fixer upper is something many people scoff at and then run the other way. Unfortunately, they could be missing something really valuable. If you're one of these people, take a minute to read over the pros and cons of buying a home that... (Read More)

Do you really want your dream house but don't think you can afford it? We completely understand what that's like because we help people every day who are in your predicament. The truth is that you probably can afford a house. But maybe you need... (Read More)

Monitoring your home loan account online is easy and convenient. But are you using a strong password to protect it and all of your other online accounts? Great passwords can help keep criminals from accessing your private information. But studies... (Read More)

A good credit score is important if you're thinking about purchasing a home. Your credit score impacts the interest rate that you can get for a mortgage. It also can impact your ability to qualify for certain types of home loans. And if it’s... (Read More)