You're ready to buy a home. You have a great job, good credit and you're prepped for the responsibility of homeownership. But what about the down payment? Coming up with enough money for a down payment can be one of the toughest parts of buying a... (Read More)
Plan to buy a home soon? Before you apply for a mortgage and go house hunting, here are two things you'll want to do first:
Check your credit history. When was the last time you ordered a credit report? That long ago? Enough said. You can go... (Read More)
Where have all the investors gone? Real estate investors now account for less than 20 percent of home buying activity, the lowest level since September 2012. And most experts agree that the share of home purchases by investors is expected to... (Read More)
You want to buy a home, but you don't have a 20 percent down payment saved. The good news is that in many cases, home buyers don't need that much money to buy a home. But you're going to have to set aside some money. How much? And how can you save... (Read More)
If you're buying or selling a home, you may be worried about the appraisal. What should you do if the appraisal comes up short? Here are some options for both buyers and sellers:
For sellers:
• Walk away. If the appraised value comes in... (Read More)
The nation's real estate market is on the rebound and, in most areas, home sales and prices are climbing. And now, some people are talking about the possibility of another housing 'bubble.' But some housing experts and economists who've been... (Read More)
Just purchased a home? Homeowner's insurance is there to protect you in the event of a disaster like a fire. But with all the items in an average household, it's imperative that you document your belongings so that you can file an accurate and... (Read More)
If you're buying an older home, you may be shocked the first time you receive a water bill. Older homes don't always have the latest in water-saving devices. Some even have a few water-gobbling features! The good news? A lot of these problems can be... (Read More)
Buying a fixer-upper? Whether you have a small remodeling job ahead of you or a big one, you're always much better off with a plan. Here are some tips for coming up with a plan designed to help you succeed:
Decide how much you're going to spend... (Read More)
Getting ready to buy a home? Now is the time to be thinking about which type of loan term best fits your needs.
Most buyers take out a 30-year fixed-rate home loan. In fact, more than 80 percent of buyers select this option because of the low... (Read More)