You have a good income and decent credit score, but can’t scrape together a 20 percent down payment. Contrary to what you may think, you can still get approved for a mortgage loan. The 20-percent myth is a common one. While it’s true that a... (Read More)

Great news! If you’re moving for your work, you just might qualify for a tax deduction on your moving expenses. This is part of the tax Form 3903: Moving Expenses. While this is potentially great news, not everyone is qualified for these tax... (Read More)

We all know that person who has way too much stuff. But what happens when that person has to pack up and move away? It can take large amounts of time, sweat, and tears to move a pack rat. We have a few tips you can use that will hopefully make... (Read More)

Interest rates are on the rise, but that does not mean you must rush right now to purchase a home. Interest rates move slowly, and even with an increase, you’re still seeing historically low rates. How low? You can get a 30-year fixed-rate... (Read More)

If you have a rural housing loan from the U.S. Department of Agriculture and are thinking about refinancing, the government may have just saved you money. That’s because effective June 2, 2016, the USDA made changes that make it faster and cheaper... (Read More)

Maybe you’re blindsided with an expensive medical procedure. Or your spouse loses her job, putting an incredible strain on your household finances. Hundreds of scenarios exist that could put you in a once-unthinkable position: in danger of missing... (Read More)

In the rush and excitement of buying a new home, dealing with the financing, going to the closing table, and celebrating the achievement, many forget to adequately plan the actual physical move of their families and belongings. Here are a few... (Read More)

Surprises can be fun, but not when they’re related to your credit. If you’re applying for a mortgage loan, a lender will pull your credit report—do you know what he or she will find? Make sure there aren’t any surprises on your credit... (Read More)

Modern studies of home buyers constantly put energy efficiency at the top of the list of desirable features in today's new homes. New home construction firms report that their buyers are clamoring for more energy-efficient homes certified through... (Read More)