When it comes time to sell your home, you'll need to decide which types of repairs and improvements you'll want to make before it's listed for sale. Should you update your kitchen? Apply fresh paint to the living room? Plant flowers? Clean or... (Read More)

Owning a home. It's a dream shared by many people. But for those who have lower income, especially if they have less than perfect credit, that dream may seem out of reach. Impossible. Fortunately, this is not true. An FHA loan can be the answer to... (Read More)

Are you looking for a way to use real estate as an investment? If so, we have an idea that you will want to consider — flipping homes. How It Works When you flip a home, you purchase a home for the lowest price possible. This will most... (Read More)

Congratulations! You are using your VA loan benefit to buy a home. Once you are under contract on a home, the lender will tell you that the home needs to be appraised. People usually have many questions about appraisals. The following are some of... (Read More)

You're interested in buying a home. Congratulations! This is a big step in life, so it's one that you should research thoroughly. The good news is we have some helpful information as you begin the process of getting and using a mortgage. #1... (Read More)

When you buy a home, there is a specific amount of money you will need to pay to secure the house. The rest of the cost of the house can be divided into monthly payments using a home loan. The following is how you can figure out how much cash you'll... (Read More)

Ready to buy your first home? Your first step is to visit a mortgage lender to see how much house you can afford. But be prepared for the paperwork that comes with it. Here are the documents you'll be asked to provide as part of the loan application... (Read More)

Ever hear the terms REO, bank-owned, short sale or HUD home? And have you even wondered what the heck all those terms mean? Here are some definitions used to describe common types of distressed properties: Foreclosure: This refers to the process... (Read More)

Do you know the difference between discount points and origination points? These are two important terms any home buyer should understand. Each type of point is equal to 1 percent of your total loan amount. For example, on a $200,000 loan, one... (Read More)